Choosing between a solo 401(k) plan (also known as a one-participant 401(k) plan) and a simplified employee pension (SEP) plan is kind of like choosing between a ribeye from Morton’s or one from ...

Simplified employee pension (SEP) plans—also known as SEP/IRAs since they make use of individual retirement accounts—are pension plans intended specifically for self-employed persons and small ...

A SEP IRA, or Simplified Employee Pension IRA, is a retirement plan for self-employed people and small-business owners that allows employer-only contributions into traditional IRAs set up for eligible ...

As a small business owner, carving out a reliable path to retirement for yourself and your employees is an important part of your financial plan. When thinking about the retirement plan options ...

The SEP IRA is a great starter plan for a small business because it is easy to set up and maintain. Also, it provides funding flexibility with discretionary contributions. But sometimes, a small ...

A SEP is a Simplified Employee Pension that combines a traditional IRA and an employer-sponsored retirement plan. Any employer can have it. As an employee of your own company, you participate in the ...

From SEP IRAs to 401(k)s to profit-sharing plans, there are plenty of options to for your employees to save for retirement. — Getty Images/Starvetiger It’s no secret that employer-sponsored retirement ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

If you're a business owner, there exist several retirement plans that may meet your needs, but the simplest and least costly is the simplified employee pension IRA. Here are a few things every ...

When you work for the man, there are a limited number of retirement programs made available, and if no plan is extended, you may open an IRA and shelter up to $5,000 if under 50 and $6,000 if age 50 ...

Jane Meacham has 40 years' experience researching, writing, and editing financial content. She previously worked at Dow Jones & Co. in the U.S. and Asia, and is certified in Global Reporting ...

Jane Meacham has 40 years' experience researching, writing, and editing financial content. She previously worked at Dow Jones & Co. in the U.S. and Asia, and is certified in Global Reporting ...